The purpose of the innovations described by this web site is to create a dynamic and exciting introduction to the principles of risk management that has applicability across various classroom settings, as well as for a broad spectrum of potential participants. The innovations primarily relate to three distinct aspects of classroom instruction. The first is pedagogical in its orientation, the second focuses on curricular structure, i.e. the framework employed to motivation an enhanced learning experience, and last is our synthesis of pedagogical theory and classroom structure in creating the program we refer to as the Challenge.